Banana Bread with Swerve Sweetener: An Easy Homemade Recipe
Disclaimer: The reviewer has received the product/service at a reduced price or for free. I am being compensated to participate in #Switch2Swerve challenge through the Bookieboo Influencer Network . I switched out my regular sweetener to Swerve Sweetener from November 18, 2013 through December 20, 2013. All opinions are my own and are my honest opinions based on my own experience with the product.
This banana bread recipe with Swerve Sweetener is one of the ways I use ripe bananas before they go to waste. I have also made it with bananas that I peeled and froze when they were getting too soft to eat fresh. When those bananas thaw, they look rather unappealing, but that soft fruit and its juices are useful in a loaf of banana bread.
I originally made this bread while participating in a Swerve baking challenge, and both my husband and I enjoyed the results. If you are looking for a way to reduce added sugar in homemade banana bread, I will explain what I learned, how to work with frozen bananas, what to watch for when baking with Swerve and how to store the finished bread. The recipe itself is preserved below.
Why Make Banana Bread with Swerve Sweetener?
Ripe bananas are naturally sweet, so banana bread already has plenty of banana flavor. Using Swerve in place of the sugar called for in a recipe changes the added sweetener, but it does not remove the carbohydrates from the bananas, flour or other ingredients. That distinction matters, particularly for anyone monitoring carbohydrate intake.
Swerve is sold as a sugar replacement designed for baking. The granulated version is generally used as a cup-for-cup substitute for granulated sugar, but you should check the specific product package before making substitutions. Confectioners-style Swerve is a different texture and is better suited to recipes that call for powdered sweetener.
How to Use Fresh or Frozen Bananas
When bananas start developing brown spots, I either bake with them or peel and freeze them for another day. Freezing peeled bananas keeps them ready for quick breads, muffins and other recipes without leaving overripe fruit sitting on the counter.
- Choose ripe bananas with a sweet smell and no signs of spoilage. Brown speckles on the peel are normal.
- If freezing, remove the peels first. Place the bananas in a freezer-safe container or bag, label it and freeze.
- Thaw frozen bananas in the refrigerator in a covered container so you can catch the liquid.
- Mash the thawed bananas and include the liquid unless your particular recipe instructs you to drain it.
- Measure the mashed bananas as the recipe requires rather than assuming every banana is the same size.
Thawed bananas are usually much softer than fresh ones, which makes them easy to mash. Their extra liquid can affect batter consistency, so follow the recipe measurements instead of adding extra bananas just because you have them available.
Swerve Banana Bread Recipe
Here is the original banana bread recipe I made using Swerve Sweetener. I am keeping the ingredient amounts and instructions in the recipe card intact. Read through the entire recipe before you begin, especially if you are using a different form of Swerve than the one called for.
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Banana Bread Recipe Made With Swerve Sweetener
Homemade banana bread made with Swerve Sweetener and ripe bananas, with tips for using frozen bananas and keeping the loaf moist.
- Total Time: 1 hour 40 minutes
- Yield: 16 servings 1x
Ingredients
- 2 ½ c Cake Flour
- 1 ½ cups ripe bananas
- 1 cup Swerve Sweetener
- ½ cup real butter
- ¼ cup milk
- 2 large eggs
- 2 teaspoons baking powder
- 2 teaspoons vanilla extract
- ¾ teaspoon Fleur de Sel salt
- ½ teaspoon baking soda
Instructions
- Cream together sugar and butter until it is light and fluffy.
- Add in the eggs one at a time. Be sure to crack them open into a separate bowl - one at a time - before adding them especially if you are using farm fresh eggs.
- Add in the baking powder, salt, baking soda and mix well.
- Add in 1 1 /2 cups flour, a little at a time mixing until the flour is combined with the butter sugar mixture.
- Add in the bananas and continue mixing.
- Add the milk and vanilla extract. Continue mixing to make sure everything is combined.
- Add the remaining flour mixture and again mix well.
- Grease a 9" by 5" loaf pan or a mini cake pan, depending on what you want the banana bread to look like when it is done.
- Pour the banana bread batter into the pan filling it half full.
- Shake the pan lightly to smooth the top out and remove any air bubbles.
- Bake at 350 degrees Fahrenheit for an hour and ten minutes or until a toothpick inserted in the center comes out clean.
- Cool for 10 minutes on a wire cake cooling rack, then remove the banana bread from the pan, place it on a place, sprinkle with confectioners and serve.
- Any remaining banana bread can be stored in a bread bag or wrapped in foil and stored at room temperature.
If you enjoy baking with Swerve, try my homemade dinner rolls with Swerve, apple pie with Swerve sweetener, or coconut, cinnamon and rose cookies for more ways to use it in homemade recipes.
Tips for Baking Banana Bread with Swerve
Measure the sweetener carefully
Do not pack granulated sweetener into the measuring cup unless the recipe specifically tells you to do so. Level the top of the cup, and check the package for the correct substitution ratio. Different sugar substitutes do not all behave the same way in the oven.
Watch the batter and the loaf
Bananas contribute moisture, but a loaf can still turn out dry if it is overbaked. Start checking for doneness at the time listed in the recipe, and test the center rather than relying only on the color of the crust. A toothpick should come out without wet batter; a few moist crumbs are fine.
Let the bread cool before slicing
Freshly baked banana bread is tempting to cut immediately, but cooling gives the crumb time to set. Let the loaf rest in its pan as directed in the recipe, then move it to a rack. Slicing too early can make the middle seem gummy even when it is properly baked.
Know what to expect from erythritol
Erythritol-based sweeteners may create a cooling sensation or crystallize in some baked goods as they cool. The result varies with the recipe, moisture level and amount used. I would make the recipe as written the first time before experimenting with additional substitutions.
What Is Swerve Sweetener Made From?
Swerve has described its sweetener as a blend that includes erythritol, oligosaccharides and natural flavors. Ingredients can change over time and may vary by product, so the current package is the best place to confirm exactly what you are using. Erythritol is a sugar alcohol, while oligosaccharides are types of carbohydrates.
Because the sweetener itself is not the only source of carbohydrates in banana bread, it is important not to treat a recipe as sugar-free or carbohydrate-free simply because it uses Swerve.
Can Someone with Diabetes Eat This Banana Bread?
Replacing regular sugar with Swerve may reduce the amount of added sugar, but this is still banana bread made with ingredients that contribute carbohydrates. It would be misleading to promise that the loaf will not affect blood glucose or to call it suitable for every person with diabetes. Portion size, the full ingredient list and individual needs matter.
If you count carbohydrates, use the actual ingredients and quantities from the recipe card to calculate the amount per serving. Anyone following a medically prescribed eating plan should use the guidance provided by their healthcare professional rather than relying on a broad claim about a sugar substitute.
How to Store Homemade Banana Bread
Once the loaf is completely cool, wrap it well or place it in an airtight container. For best quality, keep it at room temperature for a short period if your kitchen is cool and dry, or refrigerate it when you need longer storage. In a warm or humid kitchen, refrigeration is the safer choice.
For longer storage, slice the cooled loaf, separate the slices with parchment if needed and freeze them in a well-sealed freezer-safe container. That way you can thaw one or two slices rather than an entire loaf. Label the package with the date, and thaw in the refrigerator or warm individual slices before serving.
Frequently Asked Questions
Can I use frozen bananas in banana bread?
Yes. I have used frozen bananas in banana bread myself. Peel them before freezing, thaw them in a covered container and use the mashed fruit according to the recipe measurements.
Can I replace sugar with Swerve cup for cup?
Granulated Swerve is marketed as a cup-for-cup replacement for granulated sugar, but check the label on the exact product you have. Other sweeteners and powdered versions may behave differently.
Why is my banana bread dry?
Overbaking, too much flour or changes to the sweetener can all contribute. Measure carefully, avoid packing flour into the measuring cup and check the center of the loaf as it approaches the recipe's baking time.
Does Swerve make banana bread carbohydrate-free?
No. Bananas, flour and other ingredients still contribute carbohydrates. Calculate the complete recipe if you need nutritional information.
More Homemade Banana Bread Ideas
If you enjoy experimenting with the ingredients you already have, you might also like my banana bread made with applesauce. Applesauce is another useful ingredient for adding moisture to quick breads. For another homemade recipe using the same sweetener, see my homemade dinner rolls with Swerve. If you are planning a dessert, I also have a homemade apple pie recipe with Swerve.
I enjoy recipes that help me use what I have rather than throw it away. Whether you start with bananas from the counter or a bag you tucked into the freezer, homemade banana bread is a practical way to turn ripe fruit into something worth sharing.








The ingredient list has "2 1/c Cake Flour", and the instructions are: (#4) "Add in 1 1/2 cups flour", then (#7) "add the remaining flour." Should it be a total of 2 cups flour or 2 1/2 cups flour? Thanks!
Hi, add in 1 1/2 cups of flour as instructed in step #4. The remaining cup of flour is added in step #7, so the total amount of flour is 2 1/2 cups. My apologies for the typo.
I love this recipe! I started using the swerve line when looking for sugar substitute for brown sugar! I Lovell your products, however I have found that I need to use slightly less when using the powdered sugar! I am not associated with Amazon in except for being a customer! I buy all my swerve products on Amazon, because they have the best prices!